{"id":908,"date":"2024-03-25T10:48:00","date_gmt":"2024-03-25T10:48:00","guid":{"rendered":"https:\/\/www.dychame.sk\/?p=908"},"modified":"2024-04-04T10:51:47","modified_gmt":"2024-04-04T10:51:47","slug":"obchodovanie-s-rizikovymi-krajinami-sa-slovenskym-firmam-po-novom-ulahci-vdaka-financovaniu-pohladavok","status":"publish","type":"post","link":"https:\/\/www.dychame.sk\/?p=908","title":{"rendered":"Obchodovanie s rizikov\u00fdmi krajinami sa slovensk\u00fdm firm\u00e1m po novom u\u013eah\u010d\u00ed v\u010faka financovaniu poh\u013ead\u00e1vok"},"content":{"rendered":"\n

Obchodovanie s rizikov\u00fdmi krajinami m\u00f4\u017ee by\u0165 spojen\u00e9 s vy\u0161\u0161ou mierou neistoty, ale z\u00e1rove\u0148 pon\u00faka bohat\u00e9 pr\u00edle\u017eitosti, najm\u00e4 v\u010faka ni\u017e\u0161ej konkurencii v porovnan\u00ed so Z\u00e1padom. Do tejto skupiny sa radia napr\u00edklad Srbsko, Turecko, \u010cierna Hora, Bosna a Hercegovina <\/a>alebo Ukrajina. Po novom v\u0161ak m\u00f4\u017eu slovensk\u00e9 firmy vyu\u017ei\u0165 mo\u017enos\u0165 prefinancovania a poistenia poh\u013ead\u00e1vok, v\u010faka ktor\u00e9mu sa riziko v obchodovan\u00ed s t\u00fdmito krajinami v\u00fdznamne zni\u017euje.<\/strong><\/strong><\/p>\n\n\n\n

Nestabilita menov\u00e9ho kurzu, vysok\u00fd podiel takzvanej \u0161edej ekonomiky, nedostato\u010dn\u00e1 transparentnos\u0165 a nespo\u013eahlivos\u0165 miestnych partnerov. To s\u00fa hlavn\u00e9 znaky takzvan\u00fdch rizikov\u00fdch kraj\u00edn. Teda \u0161t\u00e1tov, v pr\u00edpade ktor\u00fdch musia podnikatelia po\u010d\u00edta\u0165 pri nadv\u00e4zovan\u00ed obchodn\u00fdch vz\u0165ahov s ur\u010ditou neistotou a mo\u017en\u00fdmi probl\u00e9mami. Z h\u013eadiska platobnej mor\u00e1lky a obchodn\u00fdch aktiv\u00edt s\u00fa pova\u017eovan\u00e9 za rizikov\u00e9 napr\u00edklad Srbsko, Turecko, \u010cierna Hora alebo Bosna a Hercegovina. <\/p>\n\n\n\n

\u201ePodnikatelia v t\u00fdchto krajin\u00e1ch m\u00f4\u017eu narazi\u0165 aj na administrat\u00edvne a politick\u00e9 prek\u00e1\u017eky, korupciu, slab\u00fa pr\u00e1vnu ochranu a nedostato\u010dn\u00fa ochranu du\u0161evn\u00e9ho vlastn\u00edctva,\u201c upozor\u0148uje Jan Rakar<\/strong>, senior mana\u017e\u00e9r \u0161peci\u00e1lnych riz\u00edk pois\u0165ovne Atradius. A dod\u00e1va, \u017ee medzi rizikov\u00e9 krajiny patr\u00ed z d\u00f4vodu s\u00fa\u010dasnej politickej situ\u00e1cie, samozrejme, aj Ukrajina.<\/p>\n\n\n\n

Ni\u017e\u0161ia konkurencia poskytuje pr\u00edle\u017eitos\u0165<\/strong><\/strong><\/p>\n\n\n\n

I napriek tomu s\u00fa tieto trhy pre podnikate\u013eov l\u00e1kav\u00e9. A to najm\u00e4 v\u010faka v\u00e4\u010d\u0161\u00edm pr\u00edle\u017eitostiam, ne\u017e ktor\u00e9 pon\u00fakaj\u00fa z\u00e1padn\u00e9 \u0161t\u00e1ty. \u201eVo v\u00fdchodoeur\u00f3pskych krajin\u00e1ch oproti t\u00fdm z\u00e1padn\u00fdm zatia\u013e nec\u00edti\u0165 tlak na cenu a mar\u017ee. Je to dan\u00e9 hlavne ni\u017e\u0161ou konkurenciou na trhu,\u201c vysvet\u013euje Du\u0161an Puka\u010d<\/strong>, riadite\u013e Odboru poistenia obchodovate\u013en\u00e9ho rizika Eximbanky.<\/p>\n\n\n\n

A odpor\u00fa\u010da nevyh\u00fdba\u0165 sa ani ukrajinsk\u00e9mu trhu. Zatia\u013e \u010do \u0161t\u00e1tny sektor ekonomiky je vo ve\u013emi zlom stave, ten s\u00fakromn\u00fd, napr\u00edklad v\u00fdroba potrav\u00edn, drog\u00e9rie alebo liekov, st\u00e1le funguje. \u201ePreto je dobr\u00e9 tento trh nevynech\u00e1va\u0165. Ak sa chc\u00fa spolo\u010dnosti etablova\u0165 v tejto krajine, pr\u00e1ve teraz je spr\u00e1vny \u010das. Hoci plat\u00ed, \u017ee ka\u017ed\u00fd prienik na nov\u00e9 trhy so sebou prin\u00e1\u0161a aj ur\u010dit\u00e9 rizik\u00e1,\u201c dod\u00e1va.<\/p>\n\n\n\n

Bezpe\u010dnej\u0161ie obchody v rizikov\u00fdch krajin\u00e1ch? Po novom m\u00f4\u017ee pom\u00f4c\u0165 factoring<\/strong><\/strong><\/p>\n\n\n\n

Riziko obchodovania s nov\u00fdmi krajinami, ktor\u00e9 nepatria medzi tie bezpe\u010dn\u00e9, v\u0161ak podnikatelia m\u00f4\u017eu po novom v\u00fdrazne zn\u00ed\u017ei\u0165. A to v\u010faka takzvan\u00e9mu factoringu, ktor\u00fd im pon\u00faka istotu, \u017ee za z\u00e1kazku dostan\u00fa zaplaten\u00e9. T\u00e1to finan\u010dn\u00e1 slu\u017eba sa be\u017ene vyu\u017e\u00edva na bezpe\u010dn\u00fdch trhoch, po novom je v\u0161ak slovensk\u00fdm podnikate\u013eom dostupn\u00e1 aj pre takzvan\u00e9 rizikov\u00e9 \u0161t\u00e1ty. A to v\u010faka spolupr\u00e1ci Bibby Factoring Slovakia s Eximbankou.<\/p>\n\n\n\n

Eximbanka poskytuje klientovi ochranu pred nezaplaten\u00edm poh\u013ead\u00e1vky. Nemus\u00ed \u00eds\u0165 len o fakt\u00faru za dod\u00e1vku tovaru, slu\u017eby \u010di technol\u00f3gie. Poistenie je mo\u017en\u00e9 vyu\u017ei\u0165 aj pre z\u00e1lohov\u00fa platbu pri n\u00e1kupe tovaru. \u201eBibby Factoring Slovakia potom klientovi poskytuje prev\u00e1dzkov\u00fd kapit\u00e1l, ktor\u00fd mu zaist\u00ed zdroje na dod\u00e1vku s odlo\u017eenou splatnos\u0165ou alebo na z\u00e1lohov\u00fa platbu pri n\u00e1kupe. Zjednodu\u0161ene povedan\u00e9, Eximbanka klientovi kryje riziko nezaplatenia spojen\u00e9 s dan\u00fdm obchodom a Bibby Factoring Slovakia mu poskytuje peniaze na jeho realiz\u00e1ciu,\u201c vysvet\u013euje sp\u00f4sob spolupr\u00e1ce J\u00e1n Kor\u010dek<\/strong>, Managing Director Czechia & Slovakia v spolo\u010dnosti Bibby Factoring Slovakia. <\/p>\n\n\n\n

Factoring teda rie\u0161i napr\u00edklad situ\u00e1cie, ke\u010f obchodn\u00edci vy\u017eaduj\u00fa za dodanie tovaru platbu dopredu. A pri exporte zase poskytuje konkuren\u010dn\u00fa v\u00fdhodu, preto\u017ee umo\u017e\u0148uje pon\u00faknu\u0165 zahrani\u010dn\u00fdm firm\u00e1m mo\u017enos\u0165 odlo\u017eenej splatnosti. A to pokojne o 60 aj viac dn\u00ed.<\/p>\n\n\n\n

Okrem toho m\u00f4\u017ee factoring pom\u00f4c\u0165 aj v pr\u00edpadoch, ke\u010f firm\u00e1m hrozia finan\u010dn\u00e9 \u0165a\u017ekosti z d\u00f4vodu podvodov. Tie \u010dasto nemusia odhali\u0165 ani sk\u00fasen\u00ed podnikatelia. Typick\u00fdm scen\u00e1rom napr\u00edklad b\u00fdva, \u017ee sa podvodn\u00edci vyd\u00e1vaj\u00fa za z\u00e1stupcov ve\u013ek\u00fdch a zn\u00e1mych firiem a zneu\u017eij\u00fa ich dobr\u00e9 meno. Podar\u00ed sa im tak vyl\u00e1ka\u0165 z\u00e1lohov\u00e9 platby alebo tovar a n\u00e1sledne zmizn\u00fa.<\/p>\n\n\n\n

V\u00fdchodn\u00e9 trhy l\u00e1kaj\u00fa na obchodovanie v \u013eahkom priemysle aj oblasti automotive<\/strong><\/strong><\/p>\n\n\n\n

V\u010faka istote v podobe factoringu m\u00f4\u017eu by\u0165 teda aj trhy v rizikov\u00fdch krajin\u00e1ch pre mnoh\u00fdch podnikate\u013eov pr\u00edstupnej\u0161ie. Obchodn\u00e9 pr\u00edle\u017eitosti pritom pon\u00faka ve\u013ea r\u00f4znych odvetv\u00ed. V s\u00fa\u010dasnosti slovensk\u00ed podnikatelia so zmienen\u00fdmi \u0161t\u00e1tmi obchoduj\u00fa v oblastiach \u013eahk\u00e9ho priemyslu a po\u013enohospod\u00e1rstva. S Tureckom a \u010ciernou Horou funguje predaj automobilov a komponentov pre automotive, produktov medic\u00ednskej povahy a dod\u00e1vky spojen\u00e9 s energetikou. \u201eMenej zn\u00e1mym faktom napr\u00edklad siln\u00fd export digit\u00e1lnych obrazoviek \u010di pneumat\u00edk do Turecka,\u201c podot\u00fdka Rakar z pois\u0165ovne Atradius.<\/p>\n\n\n\n

Pre slovensk\u00fd trh s\u00fa v\u00fdchodn\u00e9 krajiny ve\u013emi l\u00e1kav\u00e9, preto\u017ee pr\u00e1ve segment strojov a prepravn\u00fdch zariaden\u00ed, kam patr\u00ed aj v\u00fdvoz automobilov, patr\u00ed v zahrani\u010dnom obchode k t\u00fdm najsilnej\u0161\u00edm. \u201eHodnota vyvezen\u00e9ho tovaru v tejto triede si udr\u017eala rast po\u010das v\u0161etk\u00fdch lansk\u00fdch 12 mesiacov. A za cel\u00fd rok tak bola medziro\u010dne vy\u0161\u0161ia o 15,1 %. Bol to najvy\u0161\u0161\u00ed medziro\u010dn\u00fd rast za posledn\u00fdch desa\u0165 rokov. Absol\u00fatna v\u00e4\u010d\u0161ina, a\u017e 77 % vyv\u00e1\u017ean\u00e9ho tovaru smerovala do \u010dlensk\u00fdch \u0161t\u00e1tov E\u00da. Zvy\u0161ok tvoril v\u00fdvoz do kraj\u00edn mimo E\u00da, ktor\u00fd medziro\u010dne vzr\u00e1stol o takmer 20 %,\u201c uv\u00e1dza v poslednej spr\u00e1ve o zahrani\u010dnom obchode \u0160tatistick\u00fd \u00farad Slovenskej republiky.<\/p>\n","protected":false},"excerpt":{"rendered":"

Obchodovanie s rizikov\u00fdmi krajinami m\u00f4\u017ee by\u0165 spojen\u00e9 s vy\u0161\u0161ou mierou neistoty, ale z\u00e1rove\u0148 pon\u00faka bohat\u00e9 pr\u00edle\u017eitosti, najm\u00e4 v\u010faka ni\u017e\u0161ej konkurencii v porovnan\u00ed so Z\u00e1padom. Do tejto skupiny sa radia napr\u00edklad Srbsko, Turecko, \u010cierna Hora, Bosna a Hercegovina alebo Ukrajina. Po novom v\u0161ak m\u00f4\u017eu slovensk\u00e9 firmy vyu\u017ei\u0165 mo\u017enos\u0165 prefinancovania a poistenia poh\u013ead\u00e1vok, v\u010faka ktor\u00e9mu sa riziko v obchodovan\u00ed s t\u00fdmito krajinami v\u00fdznamne zni\u017euje. Nestabilita menov\u00e9ho Continue Reading… <\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-908","post","type-post","status-publish","format-standard","hentry","category-cestovanie"],"_links":{"self":[{"href":"https:\/\/www.dychame.sk\/index.php?rest_route=\/wp\/v2\/posts\/908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dychame.sk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dychame.sk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dychame.sk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dychame.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=908"}],"version-history":[{"count":1,"href":"https:\/\/www.dychame.sk\/index.php?rest_route=\/wp\/v2\/posts\/908\/revisions"}],"predecessor-version":[{"id":909,"href":"https:\/\/www.dychame.sk\/index.php?rest_route=\/wp\/v2\/posts\/908\/revisions\/909"}],"wp:attachment":[{"href":"https:\/\/www.dychame.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=908"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dychame.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=908"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dychame.sk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}